Kelly C I think the cost of the exchange depends on the school (budget / funding). I came from low -income and could not study abroad because there were no work-study programs offered through my school overseas. Housing was also ridiculous. This was for Australia - currency rates were not in favor.
Kelly C Online gaming could be just as, probably more, detrimental than social media (foursquare, Facebook, etc.) I'm talking about MMORPGs such as World of Warcraft. They're highly addictive. People will have to learn how to balance their virtual and real lives, just as we do with our work and personal lives. Some are just better at managing it than others ;)
Kelly C Availability of alternative health insurance varies statebystate.It would not make business sense for small healthinsurers to be prevalent;acceptance of these companies wouldprobably be very limited(greater risk of bankruptcy with small pools of premiums).Naive to thinkswitching is a simple solution